RECREATION VEHICLE INSURANCE
Florida is made for adventure — from scenic Gulf Coast highways to weekend boat trips and off-road trails. Whether you’re cruising in a motorhome, towing a fifth-wheel camper, riding an ATV, or launching a jet ski into Tampa Bay, your recreational vehicles (and assets) deserve the same level of protection as your home or car.
TYPES OF INSURANCE FOR RECREATION VEHICLES
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MOTORHOME INSURANCE
Protect your investment when parked at campsites and your belongings. Also include Emergency Expense Coverage to pay for lodging/travel if the RV becomes unusable.
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TRAVEL TRAILER
Covers towed units like campers, fifth wheels, toy haulers, and pop-ups. Sometimes covered with Auto policy, but stand-alone offers better protection for damages, theft, & libaility
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BOAT & PERSONAL WATERCRAFT
Covers speedboats, sailboats, fishing boats, jet skis, Sea-Doos, and similar watercraft for liability, physical damages, medical payments, and towing.
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ATV & UTV
Coverage for all-terrain and utility terrain vehicles used for off-road recreation. Include this option in your policy to protect for liability, medical payments, comprehensive, and collision coverage.
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GOLF CART INSURANCE
As one of the most requested policy add-ons in Florida, make sure to include your golf cart coverage for liability, theft, damage, and sometimes street-legal use.
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RV COVERAGE
Consider this for seasonal or full-time RVers who live in their RVs for extended periods. This coverage provides broader liability and personal property protection similar to a homeowner’s policy.
